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The web site states the following, "Geeky Financial Observations along the Digital Highway." I noticed that the web site said " The Stupid Things People Do." They also said " Will Being an Authorized User Affect My Credit Score? How Do Credit Card Companies Verify Your Income? How Likely Are You to Be Sued By a Debt Collector? The Points Game and Your Credit Score. How Do I Get Inquiries Removed From My Credit Report? Planning on Graduating in May from College? On Can an Employer Really Look at Your Credit Score? On The War of the Mind." The meta header had wage garnishment as the first optimized keyword. This keyword is followed by debt collection, collection agencies, and judgments which isn't as important as wage garnishment.